This job board retrieves part of its jobs from: Toronto Jobs | Emplois Montréal | IT Jobs Canada

Find jobs in Texas today!

To post a job, login or create an account |  Post a Job

  Jobs in Texas  

Bringing the best, highest paying job offers near you

previous arrow
next arrow
Slider

Sun West Mortgage: Government Mortgage Underwriter

Sun West Mortgage

This is a Full-time position in Dallas, TX posted February 5, 2021.

(DE and/or LAPP required)Salary & Bonus:$150k base with unlimited OT and monthly bonus between $1000-$2000/monthWhy Sun West:Sun West Mortgage Company, Inc.

is an independently owned and operated, 38 year old Mortgage Company licensed to lend in 48 states, District of Columbia, Puerto Rico, and Virgin Islands.

We provide the following benefits to ensure the success of Sun West Loan Officers:
· Outstanding Lead Management system and access to all the pre-screened leads you can manage including leads from Sun West’s servicing portfolio (we service most of our originations)
· Proprietary Loan Origination Software and Pricing Engine, managed and supported by Sun West’s own IT teams, providing additional speed and immediate attention
· Direct Lender offering competitive pricing with a wide array of products and programs
· Local fulfillment from origination through closing
· Work with a Team of experienced mortgage executives committed to your success and closing loans on time
· Agency and Government Loans are Not Subject to Investor Overlays and Investor FICO Restrictions
· Excellent salary and benefits package, including health, dental, vision insurance and a 401(k) programJob Responsibilities:
· You will make independent credit decisions that commit us to $20-$30 million of lending every month.
· Review loans and issue an underwriting decision in compliance with the relevant Agency, Sun West and Investor guidelines.
· Analyze the credit-worthiness, collateral, accuracy of Total Scorecard (DU/LP).
· Exclusively authorized to downgrade a loan to a Manual Underwrite, when required.
· Remain current on all federal and state regulations.We offer an excellent salary and benefits package, including health, dental, vision insurance and a 401 (k) program.

As well as a great work environment.Requirements:
· DE and/or LAPP designation required
· MUST HAVE DE (CHUMS I.D).
· Be up-to-date with all relevant mortgagee letters, specifically ones released since 01/2008.
· Be actively underwriting FHA loans for the past 24 months.
· A minimum of 3 Yrs.

experience in FHA and Conventional Underwriting.
· Knowledge of Investor Guidelines, Product Delivery, and AUS engines is required.
· Experienced with DU and LP preferred.
· Excellent verbal and written communication skills are necessary.
· Customer service and detail-oriented, responsible and accurate.
· Calculate income accurately (per FHA / VA / Agency Guidelines), including but not limited to reviewing Tax Returns and any accompanying Tax Schedules.
· Verify assets required to close the loan, including but not limited to trailing funds, gift-funds, etc.
· Calculate the loan amount accurately in case of Rate and Term Refinance, Streamline Refinance, etc.
· Read and interpret the HUD 1 and can spot deficiencies, if any.
· Be aware of the following laws/regulations and know how to apply the same:O Mortgage Disclosure Improvement Act (MDIA).O RESPA Reforms Appraisal Independence and HVCC.
· Have good/excellent Computer skills including but not limited to Web Browser, E-mail, Adobe Acrobat ® (Create PDF / Split PDF, etc.), Microsoft Office, and Google Apps.
· Have a good/excellent Typing skill/speed.
· Able to meet company set production volumes.
· Able to work additional hours as required.

Please add your adsense or publicity code here (inc/structure/adsfooter.php)